Will the Money Last?
Estimate how long your savings may provide an annual income and compare different scenarios
When to use this calculator?
Use this calculator when a client wants to understand whether their savings can support their retirement income needs, or how changing withdrawals or investment returns might affect outcome.
Common client questions
→ Will my retirement savings last 25 years?
→ How much difference would withdrawing $5,000 less each year?
→ What happens if my investments earn less than expected?
How to use it
Enter a few key inputs to compare two scenarios. The results update automatically.
Tip
Something important here for a tip.
Watch a short walkthrough
See how to use the calculator and interpret results.
Understand the results
The calculator illustrates how many years the money may last, with an annual schedule for more detail. The table breaks down each scenario, year-by-year, so the client can see exactly how the income is indexed and the remainder of the investment.
Try a lower rate of return or reduce the annual withdrawal to see how the changes may extend the life of the investment.
More resources
Snack, Stack or Adapt to every client conversation. These calculators and infographics complement this tool.
Related Calculators
- Capital Required >
- Impact of Inflation >
- Something Else…
Companion Infographics
- Capital Required >
- Impact of Inflation >
- Something Else…